Please read these terms carefully before using our websites or purchasing any of our products. By accessing our websites or completing a purchase, you agree to these terms.
Effective Date: July 2026These Terms of Use govern your access to and use of all websites, digital products, guides, and services operated by Obiageli, a digital creator, remote worker, and author whose work spans fiction, non-fiction, personal development, and practical career guides, and distributed in part through Hillaryl Nsa Publishing.
By visiting any of our websites, purchasing any of our products, or accessing any content we produce, you confirm that you have read, understood, and agreed to be bound by these terms. If you do not agree to these terms, please do not use our websites or purchase our products.
Obiageli creates and sells digital products including fiction, non-fiction books, guides, workbooks, and educational resources. Physical book distribution and certain written works are handled through Hillaryl Nsa Publishing.
All digital products sold through our websites are delivered electronically as downloadable files. No physical product is shipped unless explicitly stated on the relevant product page.
We reserve the right to update, modify, or discontinue any product or service at any time. We will not be liable to you or any third party for any modification, suspension, or discontinuation of a product or service.
You may use our websites for lawful personal purposes only. By using our websites you agree that you will not:
We reserve the right to restrict or terminate your access to our websites at any time if we believe you have violated these terms.
All content on our websites and within our digital products, including but not limited to text, graphics, logos, images, audio, video, guides, workbooks, and written works, is the intellectual property of Obiageli or Hillaryl Nsa Publishing where applicable, and is protected by applicable copyright and intellectual property laws.
When you purchase one of our digital products, you are purchasing a personal, non-transferable licence to use that product for your own personal purposes only. You may not:
All prices displayed on our websites are in Nigerian Naira unless otherwise stated. Prices are subject to change at any time without notice, except that changes will not affect orders that have already been completed and paid for.
Payments are processed securely through our payment partners including Selar, Paystack, Flutterwave, and Nestuge. We do not store your payment details on our servers. By completing a purchase, you agree to the payment terms of the relevant payment processor.
Once a purchase of a digital product is completed and the download link has been delivered, the transaction is considered fulfilled. Please review our Refund Policy for information about eligible refunds.
Our websites and products are provided on an as-is and as-available basis. We make no warranties, express or implied, regarding the accuracy, completeness, reliability, or suitability of any content, product, or information provided through our websites.
Specifically, we do not warrant that:
Any results, income figures, or outcomes referenced on our websites or in our products represent what is possible based on real market data. They are not guarantees of what any individual will achieve. Results depend entirely on the individual's effort, consistency, skills, and circumstances.
To the fullest extent permitted by applicable law, Obiageli and Hillaryl Nsa Publishing shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or relating to your use of our websites or products, including but not limited to loss of income, loss of profits, loss of data, or loss of business opportunity.
Our total liability to you for any claim arising out of or relating to your purchase of any of our products shall not exceed the amount you paid for that product.
Nothing in these terms excludes or limits our liability for fraud, death or personal injury caused by our negligence, or any other liability that cannot be excluded or limited under applicable law.
Our websites may contain links to third-party websites, platforms, or services that are not owned or controlled by us. These links are provided for your convenience and information only.
We have no control over the content, privacy practices, or terms of any third-party website and accept no responsibility for them. Visiting any linked third-party website is at your own risk. We encourage you to review the privacy policy and terms of use of any third-party website you visit.
In addition to the website use restrictions in Section 2, you agree not to use our websites, products, or any information obtained from them to:
We may update these Terms of Use from time to time to reflect changes in our practices, our products, or applicable laws. When we make changes, we will update the effective date at the top of this page.
We encourage you to review these terms periodically. Your continued use of our websites or products after any update constitutes your acceptance of the revised terms.
These Terms of Use are governed by and construed in accordance with the laws of the Federal Republic of Nigeria. Any disputes arising from these terms or from your use of our websites or products shall be subject to the jurisdiction of the courts of Nigeria.
If any provision of these terms is found to be invalid or unenforceable, the remaining provisions will continue in full force and effect.
If you have any questions about these Terms of Use or any concerns about how we operate, please contact us directly. We aim to respond to all enquiries within 48 hours on business days.
Obiageli
Digital Creator, Remote Worker and Author
Distributed by Hillaryl Nsa Publishing
Email: obiageliwrites@gmail.com